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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

What Happens If I Cancel My Life Insurance Early?

A life insurance policy is a wise investment, but also a financial commitment. Most are effective for 30 years or more. For your policy to remain in effect, you must continue paying your premiums, month after month. If the premium payments are putting a strain on your budget, you may be considering the option of canceling early, although people also cancel for other reasons. Our...

Garage Sale Tips: How To Find (And Negotiate) Amazing Deals

For some, the start of warm weather means getting ready for yard work, swimming, and vacations. But for bargain hunters, it’s time to scope out neighborhoods and classified ads for this weekend’s treasure hunt. That’s right – it’s garage sale season. As families clear out their homes in the name of spring cleaning, unwanted items undoubtedly find their way for sale. And if one person’s...

How Universal Design Can Help You ‘Age In Place’

For many Americans, approaching retirement also means getting ready for another major life transition – purchasing a new home. That’s because features like stairs, narrow hallways, and small bathrooms can become difficult to navigate as you age. But what if you could have your “forever” home now? Universal design is a new architectural science that makes this possible. It helps builders create homes that are...

Surety Bonds Vs. Professional Liability (Errors & Omissions) Insurance

Surety bonds are a useful service, but not the same thing as professional liability insurance, also known as errors and omissions (E&O) insurance. You may need both surety bonds and professional liability insurance to safeguard your business. What Are Surety Bonds? A surety bond is a contract between three or more parties, issued by a surety company on behalf of a party known as the...

Driving Safely In Inclement Weather

The arrival of spring means a long break from icy, snow-packed roads and winter driving conditions. Although snow and ice may not be a problem during the warmer months, inclement weather can still cause hazardous driving conditions. High winds and heavy rains are common in the spring, and peak tornado season is during the spring and summer. Weather Hazards In The Spring and Summer During...